Your simple solution to
Mortgage & Insurance Advice…

Leading local independent Mortgage, Equity Release and Insurance brokers, delivering unique solutions for every client.
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Equity Release

We can help you with Equity Release schemes that allow you to release money from the equity you have built up in your home. Get the right advice on the equity you have and how you can access that equity.


Mortgage Advice

Your mortgage could easily be your single largest financial commitment so it is essential you make the best choice. Few home buyers have access to the full range of products and options available to them.


Life Insurance

Choosing the right Life Cover is a pretty important decision, we will help you to get it right. We can answer your questions, give you advice. We are here to help you make the right decisions about the right level of cover.


Whatever your circumstance, we are dedicated to
finding the correct solution for you…

David Williams IFA Mortgage & Insurance services offers a one stop shop for all your mortgage and protection needs. The company was formed in 2012 through the amalgamation of Tim O’Neill and David Williams Independent Financial Advisors (DWIFA). The collaboration of the two has created a dynamic mortgage and protection brokerage with experienced advisors getting the best deals out there.

Whether it is mortgage or protection related, we source deals from across the entire market and our expert Advisors seek out the most suitable one for you. We will always work to get you the best rates, fees and premiums.

More About Us

Looking for expert advice?

Contact us today for help and guidance from our team of financial advice specialists.

Let's Talk

Our team of experts are here to help you

We have a highly experienced and professional team of 15 staff members who cover all aspects of mortgage and protection; putting the needs of their clients at the centre.

Tim O’Neill

Managing Director

Chris Peck

Company Director

Carly Buck

Senior Mortgage Advisor

A few good words…

See what our amazing customers have to say about our services.

I have been really pleased with everything the Mortgage team has done for me – I will definitely recommend you to friends and family

MortgageDefinitely recommend

I wanted to express my gratitude towards you and your team for your expert advice regarding my remortgage. You were all utterly professional at a time where I was let down by others.

Remortgage AdviceUtterly Professional

Thank you very much for the work on my mortgage. It's been a super smooth process and a world of difference compared to the pain of last year, your fee was worth every penny! BIG thanks

MortgageSmooth Process

We were very apprehensive about getting onto the property ladder as I felt like our situation hindered us in regards to our jobs and other financial matters. However, you made us feel at ease and we personally felt like you went above and beyond for us to get us our mortgage, which we can’t thank you enough for.

MortgageBuying Process

We have been so pleased with the service provided in setting up our Life Insurance and Critical Illness cover. For something that can seem a bit complicated, you took the time we needed to understand. You explained our options in a really clear way and had our best interests at the forefront of your recommendations. We pay very little a month for peace of mind for our young family.

Insurance & ProtectionPeace of Mind

We are so grateful to the team for helping us on the right path at a time of great worry due to personal debt. We just wouldn’t have had the understanding to sort out our situation as simply as they did! They made the whole process seem straight-forward as they took all of the leg work away from us, and through consolidating our loans through our mortgage we are now on a great deal and worry free!

MortgageSo Grateful

We have turned to DWIFA Mortgage & Insurance Services for over ten years – from helping us to set up our first ever mortgage, to house moves and re-mortgaging for home renovations, and have always been really impressed with the support and genuine advice each time, and most importantly the money they have saved us!

MortgageGenuine Advice

Whilst we were dealing with Jason’s illness and his treatment, they took away all of our concerns over the claim and the hassle of trying to prove we were in the right. Without there help we would never have been able to get the money owed to us. Not only from a professional standpoint but also from a caring side of things they really went above and beyond and we cannot thank them enough

Mortgage and InsuranceWent Above and Beyond

I have had extensive dealings with David Williams IFA Mortgage & Insurance services over the last 18 months especially as the first flat that I tried to buy fell through. They have an in-depth knowledge of the mortgage market and advise in a sensible and logical fashion. They are easy to contact and fit in around your schedule. They also help to guide the sale by liaising between the estate agents and solicitors. I have been hugely impressed with their professionalism and dedication to getting issues sorted. Not just would I use them again but I would have no qualms in recommending them to friends and family

MortgagesGetting Issues Sorted

What has been a difficult and stressful transaction, I doubt whether we could have seen it through without your tireless efforts on our behalf. You have always been ready with creative solutions to the various problems we have come across and you have spared no effort to put them into action. We particularly appreciate your answering calls and emails out of office hours and even when you were on holiday. We count ourselves fortunate to have had you as our advisers and would recommend you without hesitation to anyone wanting such advice in future.

Insurance and ProtectionTireless Efforts

I just wanted to say “Thank You” once again for all your hard work and effort in helping to get my mortgage accepted earlier this week. I know it wasn’t easy, but thank you for your persistence and perseverance.

Mortgage AcceptancePersistence and Perseverance.

Thank you so much. It has been a long process but now there.

Thank you for all you have done and would not hesitate to recommend you.

Equity ReleaseThank You So Much

Thank you! I have been really pleased with everything the team has done for me – I will definitely recommend you to friends and family

Equity ReleaseReally Pleased

I wanted to send a quick email to express my gratitude towards you and your team for your expert advice. You were all utterly professional at a time where I was let down by others. You dealt with my case swiftly and efficiently and you gave me confidence at every stage. It's the first step to me being able to help my family to have a better way of living. It is just another job to you guys I am sure, but it's not lost on me how helpful you were and it's very much appreciated

Equity ReleaseSwiftly and Efficiently

Just want to say thank you for all of your help and support. We have been really pleased with everything from start to finish. Fantastic service all round.

Equity ReleaseFantastic Service

We wanted to thank you for the exceptional work you have done on our behalf.

Insurance & ProtectionExceptional Work

How can we help you?
Get advice and guidance

If you would like to speak to a member of our team for any advice and guidance, please feel free to use the contact form or call us today!

01604 250280

Mon to Fri 7:45am – 5:15pm